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Credit rating
Repayment
Your repayments will consist of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.
MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.
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Up to 55 days interest-free on purchases
A low rate from 14.99% p.a. to 19.99% p.a.* applies thereafter.
Fast approval in minutes
Add to mobile wallet to use instantly once approved
Transfer credit to anyone or your own bank account
*The actual rate that you receive will depend on a range of factors, including your credit rating
Enjoy credit back offers at over 1,700
participating stores when you pay with
your Freestyle virtual card
Accessible on the MoneyMe app
Limit
Up to $20,000**
Annual fee
Monthly fee
Interest-free period
Up to 55 days*
Interest rate
*A low rate from 14.99% p.a. to 19.99% p.a. applies thereafter. The actual rate that you receive will depend on a range of factors, including your credit rating.
**Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
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Money can be in your account same-day
Flexible repayments with no early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 06/06/2022
The difference between your current annual fee and this new annual fee will be payable on a pro rata basis until the next annual anniversary date of your account being approved.
From the next annual anniversary date of your account being approved, the full new annual fee will be payable.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified on your statements of account.
Payable from the next annual anniversary date of your account being approved.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified in your statements of account
The method of calculating your minimum repayments will change in respect of any drawings made after the variation to the credit limit is implemented, so that any amount utilised within your credit limit will be spread out over a new agreed term of months.
Your current repayment terms will continue to apply to drawings made before the change to the credit limit is implemented.
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