How it works

It's fast,
safe and simple

Our commitment free application process takes less than 5 minutes,
with cash sent to your account fast!

You're in
complete control

You're in complete control

Rescheduling repayments

You can reschedule your repayments up to 5 days from the scheduled date, as long as it remains within your original loan term

Self-manage repayments

Additional or early repayments are free! In fact, we prefer if you repay your loan earlier and we won't charge you for it

Need help?

We’re here to answer your questions.

Ready to get started?

Up to $20,000

Low rate virtual Mastercard ®,
interest-free terms.

Up to $50,000

Low rates, fast approvals,
flexible repayments

Up to $50,000

Consolidate your debt into
one simple repayment.

Things you should know

For an unsecured personal loan of:

Medium Loan

From $2,100 to $3,000

Personal Loan

From $5,000 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $2,500 over 2 years:
- Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.
- Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.
- Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan

From $5,000 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.4% comparison rate*). The total repayment is $38,601.51, which includes $30,000 principal, $1,200 establishment fee and $7,601.51 interest.
- Maximum interest rate of 29.99% p.a. (31.7% p.a. comparison rate*). The total repayment is $60,165.89, which includes $30,000 principal, $1,200 establishment fee and $29,165.89 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:

Fees and charge

Other fees that may apply

Example repayments

Interest rate 18.74%*
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $5
Only applies if outstanding balance is over $20
Annual fee from $0 to $149
Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Based on a revolving line of credit of $20,000 over 5 years
- Minimum interest rate of 18.74% p.a. (21.00% p.a. comparison rate^) with total cost of $32,070.00

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees that may apply

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 5 years
- Minimum interest rate of 18.74% p.a. (21.00% p.a. comparison rate^) with total cost of $32,070.00

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How it works

It's fast, safe and simple

You're in complete control

You're in complete control

It's fast,
safe and simple

You're in
complete control