You'll be redirected in
Up to 55 days interest-free on purchases
A low rate from 14.99% p.a. to 19.99% p.a.* applies thereafter.
Fast approval in minutes
Add to mobile wallet to use instantly once approved
Transfer credit to anyone or your own bank account
*The actual rate that you receive will depend on a range of factors, including your credit rating
Enjoy credit back offers at over 1,700 participating stores when you pay with your Freestyle virtual card
Accessible on the MoneyMe app
Up to $20,000**
Up to 55 days*
Apply online in minutes
Money can be in your account same-day
Flexible repayments with no early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 06/06/2022
The difference between your current annual fee and this new annual fee will be payable on a pro rata basis until the next annual anniversary date of your account being approved.
From the next annual anniversary date of your account being approved, the full new annual fee will be payable.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified on your statements of account.
Payable from the next annual anniversary date of your account being approved.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified in your statements of account
The method of calculating your minimum repayments will change in respect of any drawings made after the variation to the credit limit is implemented, so that any amount utilised within your credit limit will be spread out over a new agreed term of months.
Your current repayment terms will continue to apply to drawings made before the change to the credit limit is implemented.
I'm new here
I already have an account
I'm new here
I already have an account
4.8/5 rating from 2,513 reviews
Please bear with us while we download your 90 day bank history. This may take longer depending on your bank.
We have detected that you have been idle for 300 seconds.
You will be logged off in seconds.
Further information on how to activate MoneyMe Express Visa card will be sent to you with your card. Terms and conditions and fees and charges will apply to your use of the MoneyMe Express Visa card.
MoneyMe Pty Limited ABN 40 163 691 236 acts as authorised representative of Emerchants Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 as distributor of the MoneyMe Express Visa card. Cuscal Limited ABN 95 087 822 455, AFSL 244116 is the issuer of the product. Any advice is general advice that does not take account of your objectives, financial situation or needs, so you should consider whether the product is suitable for you before acquiring or activating it. The product is available only to Australian resident MoneyMe members.
The link and verification code has been sent to your email.
The link and verification code has been sent to your mobile.
Verification code has been sent.
The verification link has been sent to your email.
The verification link has been sent to your mobile.
You selected that your future circumstances and
financial position may change.
Can you confirm if you are able to repay this loan?
WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009
Uploading your bank statements